The term "consumer" generally means any person obligated or allegedly obligated to pay a debt.  There are federal and state laws that can protect you from myriad types of companies related to collecting, reporting, and discussing that debt, whether you owe the debt or it is someone else’s debt.

You have a right to dispute that a debt is yours, or that it is being reported accurately.  You have a right to pay your debts, without the harassment of excessive calls or threatening conversations.  If you feel that your rights are being violated, contact Ms. Geier to discuss your options.

You do not have to pay anything for a consultation.  In fact, she may be able to help you get money for the harassing conduct you are experiencing and her fees could be paid by the companies who are harassing you, instead of you.  Call Geier Law or complete the Free Case Review form to find out. 

Explore the website to get a brief overview of the laws that are designed to protect you.